By visiting and using www.SpeakTIL.com (hereinafter the “website”), you accept

and agree to be bound by these Terms and Conditions including our Disclaimer and

Privacy Policy posted on the website and incorporated herein by reference.

The term “you” refers to anyone who uses, visits and/or views the website. STIL

Speak Truth In Love, Incorporated (“company”, “I”, “we” or “us”) reserves the

right to amend or modify these terms and conditions in its sole discretion at

any time without notice and by using the website, you accept those amendments.

It is your responsibility to periodically check the website for updates.

Your continued use of the website after posting of any changes to our Terms and

Conditions constitutes your acceptance of those changes and updates. You must

not access or use the website if you do not wish to be bound by these Terms and

Conditions.

INTENDED AGE

All information and content on this website are intended for individuals over

the age of 18. Children, as defined in our Privacy Policy, are prohibited from

using this website.

PRIVACY POLICY

We are dedicated to respecting the privacy of your personal information. Your

acceptance of our Privacy Policy is expressly incorporated into these Terms and

Conditions. Please review our Privacy Policy for more information.

DISCLAIMER

Your acceptance of our Disclaimer is expressly incorporated into these Terms and

Conditions. Please review the Disclaimer for more information.

MANDATORY ARBITRATION AND GOVERNING LAW

You expressly waive any legal claims you may have now or in the future arising

from or related to the website and our products/services. In the event of a

dispute, claim, or controversy arising from or relating to your use of this

website, the terms and conditions shall be construed in accordance with the laws

of the state of Florida, United States.

You agree to first resolve any disputes or claims through mandatory arbitration,

and you consent to and submit to the jurisdiction and courts of FLorida without

regard to conflict of law principles or where the parties are located at the

time of the dispute.

You agree to bear the full cost of arbitration, to the extent permitted by law.

Participation in arbitration in good faith is a condition precedent to pursuing

any other legal or equitable remedies available, such as litigation or any other

legal procedure. You also agree that if a legal claim is filed after the

required arbitration, the prevailing party shall be entitled to recover

reasonable attorney's fees and other legal costs.

INTELLECTUAL PROPERTY

All content on this website including but not limited to text, posts, logos,

marks, graphics, files, materials, services, products, videos, audio,

applications, computer code, designs, downloads and all other information here

(collectively, the “Content”) is owned by us and is protected by copyright,

trademark and other intellectual property and unfair competition laws with the

exception of any content from others that we are lawfully permitted to use. You

are granted a limited revocable license to print or download Content from the

website for your own personal, non-commercial, non-transferrable, informational

and educational use only while ensuring it’s not in violation of any copyright,

trademark, and intellectual property or proprietary rights.

You agree not to copy, duplicate, steal, modify, publish, display, distribute,

reproduce, store, transmit, post, create derivative works, reverse engineer,

sell, rent or license any part of the Content in any way to anyone, without our

prior written consent. You agree to abide by the copyright, trademark laws and

intellectual property rights and shall be solely responsible for any violations

of these terms and conditions.

USER CONTENT AND LAWFUL USE OF THE WEBSITE

For any Content or information that you upload, display, post, transmit, send,

email or submit to us on the website or on any of our social media sites, you

warrant that you are the owner of that Content or have express permission from

the owner of those intellectual property rights to use and distribute that

Content to us.

You grant us and/or our officers, employees, successors, shareholders, joint

venture partners or anyone else working with us a royalty-free, perpetual,

irrevocable, worldwide, non-exclusive right and license to identify you,

publish, post, reformat, copy, distribute, display, edit, reproduce any Content

provided by you on our website and on any of our social media sites for any

purpose. You shall be solely liable for any damages resulting from any

infringement of copyrights, trademark or other proprietary rights of any Content

or information that you provide to us.

You agree not to upload, display, post, transmit, distribute, send, email or

submit to us on the website or on any of our social media sites any information

or Content that is-

(a) illegal, violates or infringes upon the rights of others,

(b) defamatory, abusive, profane, hateful, vulgar, obscene, libelous,

pornographic, threatening,

(c) encourages or advocates conduct that would constitute a criminal offense,

giving rise to civil liability or otherwise violate any law,

(d) distribute material including but not limited to spyware, computer virus,

any kind of malicious computer software or any other harmful information that is

actionable by law,

(e) any attempts to gain unauthorized access to any portion or feature of the

website, and

(f) send unsolicited or unauthorized material or cause disruption in the

operation of the website. You agree to use the website for lawful purposes only

and shall be liable for damages resulting from the violation of any provision

contained in these Terms and Conditions.

THIRD-PARTY LINKS

The website may contain links to third-party websites or resources for your

convenience. We may serve as an affiliate for some of these third-party websites

by offering or advertising their products or services on the website; however,

we do not own or control these third-party websites. Once you click on a

third-party link and leave this website, you are no longer bound by our terms

and conditions.

You agree that we are not responsible or liable for the accuracy, content or any

information presented on these third-party websites. You assume all risks for

using these third-party websites or resources and any transactions between you

and these third-party websites are strictly between you and the third party. We

shall not be liable for any damages resulting from your use of these third-party

websites or resources.

USE OF OUR PAID AND FREE PRODUCTS

On this website, we may provide free products for download as well as sell paid

courses, programs, physical or digital products, and any other related materials

(collectively, "products"). All of our products and/or services, including all

content, are copyright protected under US and international copyright laws. You

are granted a limited revocable license to print or download Content from our

digital products for your own personal, non-commercial, non-transferrable,

informational and educational use only while ensuring it’s not in violation of

any copyright, trademark, and intellectual property or proprietary rights.

Copying or storing our content for other than personal use is expressly

prohibited without our prior written consent.

You acknowledge and agree that you have no right to share, modify, sell, edit,

copy, reproduce, create derivative works of, reverse engineer, enhance or in any

exploit our products. You cannot sell or redistribute any of our products,

whether free or paid ones, without our express written consent. You agree to

abide by the copyright, trademark laws and intellectual property rights and

shall be solely responsible for any violations of these terms and conditions.

TERMINATION

We reserve the right in our sole discretion to refuse, remove, restrict your

access, revoke and terminate your use of our website including any or all

Content published by you or us at any time for any reason, without notice.

NO REFUNDS

All sales of products and/or services on this website are final. No refunds will

be issued. We truly believe in giving more than receiving and each of our

products and services is designed by keeping this core principle in mind. The

prices are intentionally kept reasonably low in price as compared to market

value to give you the tools and information you need at an affordable price.

NO WARRANTIES

ALL CONTENT, INFORMATION, PRODUCTS AND/OR SERVICES ON THE WEBSITE ARE “AS IS”

AND “AS AVAILABLE” BASIS WITHOUT ANY REPRESENTATIONS OR WARRANTIES OF ANY KIND

INCLUDING THE WARRANTIES OF MERCHANTABILITY OR FITNESS FOR ANY PURPOSE, EXPRESS

OR IMPLIED TO THE FULL EXTENT PERMISSIBLE BY LAW. COMPANY MAKES NO

REPRESENTATIONS OR WARRANTIES AS TO THE CONTENT, INFORMATION, MATERIALS,

PRODUCTS AND/OR SERVICES PROVIDED ON THIS WEBSITE. COMPANY MAKES NO WARRANTIES

THAT THE WEBSITE WILL PERFORM OR OPERATE TO MEET YOUR REQUIREMENTS OR THAT THE

INFORMATION PRESENTED HERE WILL BE COMPLETE, CURRENT OR ERROR-FREE. COMPANY

DISCLAIMS ALL WARRANTIES, IMPLIED AND EXPRESS FOR ANY PURPOSE TO THE FULL EXTENT

PERMITTED BY LAW.

LIMITATION OF LIABILITY

You agree that under no circumstances, we and/or our officers, employees,

successors, shareholders, joint venture partners or anyone else working with us

shall be liable for any direct, indirect, incidental, consequential, equitable,

special, punitive, exemplary or any other damages resulting from your use of

this website including but not limited to all the content, information,

products, services and graphics presented here.

You expressly agree that your use of the website is at your sole risk and that

you are solely responsible for the accuracy of the personal and any information

you provide, the outcome of your actions, personal and business results, and for

all other use in connection with the website.

You also expressly agree that we and/or our officers, employees, successors,

shareholders, joint venture partners or anyone else working with us shall not be

liable to you for any damages resulting from 1) any errors or omissions on the

website, delay or denial of any products or services, failure of performance of

any kind, interruption in the operation and your use of the website, website

attacks including computer virus, hacking of information, and any other system

failures; 2) any loss of income, use, data, revenue, profits, business or any

goodwill related to the website; 3) any theft or unauthorized access by third

party of your information from the website regardless of our negligence; and 4)

any use or misuse of the information, products and/or services offered here.

This limitation of liability shall apply whether such liability arises from

negligence, breach of contract, tort or any other legal theory of liability. You

agree that we provide no express or implied guarantees to you for the content

presented here, and you accept that no particular results are being promised to

you here.

INDEMNIFICATION

You agree to indemnify and hold the Company and/or its officers, employees,

successors, shareholders, joint venture partners or anyone else working with us

harmless from all losses, claims, damages, demands, actions, suits, proceedings

or judgments, including costs, expenses and reasonable attorneys' fees

("Liabilities") assessed against or otherwise incurred by you arising, in whole

or in part, from: (a) actions or omissions, whether done negligently or

otherwise, by you, your agents, directors, officers, employees or

representatives; (b) all your actions and use of the website including

purchasing products and services; (c) violation of any laws, rules, regulations

or ordinances by you; or (d) violation of any terms and conditions of this

website by you or anyone related to you; e) infringement by you or any other

user of your account of any intellectual property or other rights of anyone. The

Company will notify you promptly of any such claims or liability and reserves

the right to defend such claim, liability or damage at your expense. You shall

fully cooperate and provide assistance to us if requested, without any cost, to

defend any such claims.

WAIVER OF CLASS ACTIONS

You agree that any dispute arising from or related to this Agreement will be

resolved solely between you and the Company. You waive your right to bring a

class action against us and agree not to bring claims against us as a member of

a class or as a representative.

ENTIRE AGREEMENT

These Terms and Conditions along with our Privacy Policy and Disclaimer

constitute the entire agreement between you and us with respect to this website.

It supersedes all prior or contemporaneous communications, discussions,

negotiations or proposals we may have had with you whether electronic, oral or

written.

A printed version of this entire agreement including the Privacy Policy and

Disclaimer and of any notice given in electronic form shall be admissible in

judicial or administrative proceedings with respect to this website to the same

extent and given the same effect as other business contracts and documents kept

and maintained in printed form.

SEVERABILITY

If any provision in these Terms and Conditions is deemed by a court, regulatory

authority or other public or private tribunal of competent jurisdiction to be

invalid or unenforceable, such provision is deemed to have been omitted from

this Agreement. The remainder of this Agreement remains in full force and

effect, and is modified to any extent necessary to give such force and effect to

the remaining provisions, but only to such extent.

MODIFICATIONS

Company reserves the right, in its sole discretion and without notice, to (a)

revise these Terms and Conditions; (b) modify the website and/or any services or

products it offers; and (c) discontinue the website and/or products or services

at any time. Any changes to these terms will take effect immediately. You agree

to review these Terms and Conditions and any other online policies posted on the

website on a regular basis to be aware of any changes. You agree to be bound by

the revision if you continue to use or access the website after these

modifications.

ACKNOWLEDGEMENT

By using any of our products, services or accessing the site, you acknowledge

that you have read and agree to be bound by these terms and conditions.

CONTACT

For any questions, please contact us at info@SpeakTIL.com